As we near closer to closing day (t-minus 10 days!) I’ve thought about some things I’ve learned throughout this home buying process. Without further adieu, my top 6 home buying tips (mainly for the new home owner).
Seriously though, if you’re in the North or South Carolina area you need to hit up our realtor ASAP. She was and is fab. The greatest ever. Matt and I have known Bethany since high school and I can’t even tell you how easy the process was for us working with her. Bethany never once made me feel pressured, pushed, awkward, or unsure about anything. She made sure that Matt and I understood everything, showed us A TON of houses, was beyond patient, gave us tips and insight to things we didn’t know, AND helped us with orchestrating all the little details that you don’t even know about until you go through this process. But really, you need a good realtor.
Figure out your must-haves
One of the things that Matt and I realized after we started this process was that we weren’t 100% sure what we wanted. We knew we needed a yard for Tank. We knew we wanted to be able to make our home ours. But what we didn’t know was what our “must haves” were until after we started looking at homes.
When we finally narrowed down the exact area we wanted to be in, (the fact that we didn’t want a “perfect” house but that we didn’t want a “huge” renovation house) we finally were able to limit our search and focus on homes that better fit what we were looking for. It took us some time, but I’m glad that we were able to finally figure our lives out.
Financing is no joke
Listen. Matt and I spent a lot of time deciding on if we wanted to rent a house or buy a house. We are 23 and 24 years old and to be honest, we didn’t think buying a house was something that we could afford. One day maybe I’ll share the post about how it happened for us but one of the main reasons that it did happen is because we chose to go with a smaller company to get our mortgage through.
I know that some people go through the bigger banks and have had great success with them but when our fabulous realtor that I mentioned above told me about Caliber Home Loans I was like done. Let’s do this. Because having a mortgage and paying property taxes and ADULTING is no joke people. So take it seriously, but also look at your options. Figure out what your budget will allow for and remember that financing ain’t no joke.
If you can’t see yourself there, walk away
There is nothing worse than going to a house that you love the pictures of and then realizing that the pictures aren’t all what they seem. We saw tons of houses that I had envisioned based off of the pictures online only to find that they were much different in reality.
There were many houses that we walked away from due to the fact that we couldn’t see ourselves living there. It wasn’t something that we felt good about or were passionate about. Whether it was the area or the overall feel of the house it wasn’t something that we were willing to go through with. If you don’t love it and can’t see yourself there, walk away!
Know when to walk away
There were a few houses that we really liked for various reasons. One of the houses we were super into just had a few sketchy things about it. Sellers weren’t willing to give us information we asked for, didn’t want to come down in price at all, the house had been under contract a few times and was said to have structural damage, crazy stuff. We put an offer in and then had to walk away because the seller wasn’t willing to come down to what we thought the house was worth as a risk not knowing about the possible structural issues.
The problem with this? I had already planned out what I wanted to do to the entire house! What. I mean come on time I’ll never get back but we walked away and ultimately saved a lot of time, money, and stress.
Seriously though, this can be as fun (and sometimes a little stressful) as you want it to be. Matt and I had tons of bun looking over houses and what not but sometimes we had to reevaluate to make sure that we were remembering to have fun and enjoy this entire process. It’s a lot but it’s been worth it from the beginning!
Have you bought a home recently? Any other tips before we move in!?